With so many different options for credit cards at our fingertips, we tend to drift toward the piece of plastic that describes us best. As we go through the spectrum of “credited” personalities, you may find yourself among this list and gain a better understanding of your financial decision patterns and what they say about you.
For the financially responsible: Someone that is extremely cautious and conscious of their purchases, carries a handwritten pad with documented expenditures, and values the concept of interest is what we like to call “the manager.”
It takes a lot of effort, self-control, and financial wisdom to keep up with your credit on a daily basis and most of us don’t, so we praise those that are worthy of the cash back credit cards like the Discover It card. With no annual fee and a dollar-for-dollar match of cash earned in the first year, this credit card makes managing your credit as simple as can be.
It takes a little while to understand the specifics of credit, the importance of being punctual when paying bills, and the potential consequences for neglecting certain responsibilities; all things one should grasp before taking such a step.
Generally, when committing to the idea of credit, the “beginner” will be advised to invest in a prepaid card as they start building their credit; this will generally range from $500- $1,000 and presents the opportunity to avoid debt starting off. Depending on your bank, discuss your options for a prepaid credit to start building this essential component of life today.
Big spender, big spender; we all know the type that feels quite secure in their ability to spend loads of money on their credit card just because they can. Although this sounds like a horrible idea, if the particular individual happens to possess the common sense to pay these big disbursements off immediately, this is a sure-fire way to build excellent credit quickly.
People of this nature usually look for a card that offers an exceptional cash-back deal like the Chase Freedom card.
The “saver” and the “planner” are similar in concept, but the saver tends to be more interested in the future investments rather than the instant gratification of cash back points and rewards.
With the longest 0% APR in the business and no rewards, the Citi Simplicity Card is most likely your best bet.
A huge part of this market is for students, considering the hefty sums that can be acquired through tuition, the cost of books and interest piled on top of student debt; this is why there is the 529 Program option.
This tax-free system allows options similar to cash back points, but instead of cash back, the rebates you receive feed directly into college savings plans.
One awesome perk of certain credit cards, like the Capital One VentureOne, is that you get points toward mileage that can really come in handy for those that travel often for work or lead vagabond lives.
Through particular purchases on specific cards, miles can be gained per steal and racked up to take card users anywhere and everywhere in the world. Capital One is the poster child of “mile-friendly” credit cards with familiar faces like Jennifer Garner and Alec Baldwin; you know the commercials we’re talking about.
Depending on your subconscious tendencies, you could be one of the mentioned creditors or spend to the beat of your own drum, but either way, it is important to be realistic about your spending habits and choose a card that will compliment these indulgences.
Want to rock out like a rockstar while camping at your favorite music festival? Thanks to the Glamping (glamorous camping) trend there are plenty of very cool and useful tools you can purchase which will allow you to camp in luxury. Some of these purchases will break your bank account while others offer a little bit of camping luxury without the need to hire a team of accountants to help solve your financial woes. Whether you want a high-end tent or a high-tech solar powered backpack, we have you covered with some of the coolest and most luxurious camping products currently available.
Solar-Powered Ban Bang Tent
If you’re going to be headbanging to your favorite bands we assume you’re a big music fan. The Bang Bang Tents collection not only offers a fashion statement, it also provides buyers with a solar power bank that can be used to power computers, phones, cameras, and of course your favorite speakers. At $200 for a 4-person tent this collection really is a steal.
Light Up the Night for a Round of Bocce Ball
When the sun goes down and you don’t feel like sitting around a fire pit to light up the night, give this $45 bocce ball set a chance. The balls light up so you can play well into the darkness. It’s not traditional camping gear but it definitely adds a nice unique touch to your festival outing.
The Pocket Shower
If you plan on spending several days (or longer) running around a music festival, do everyone a favor and take a shower. Simply throw on your bathing suit, hook up the pocket shower, and enjoy up to eight minutes of shower time. The waterproof fabric on this luxury camping item attracts heat, allowing for a lukewarm shower. You can purchase the pocket shower for just $25.
The Backpacker’s Mosquito Thwarting Hammock.
This is not your typical hammock. Lay back and enjoy the music from your favorite bands as you avoid pesky bugs thanks to a built-in mesh canopy. You still feel the breeze on your skin and there are four feet of clearance so you can easily reposition your body as needed. There are even two pockets inside the canopy to provide convenient storage. This $99 (a steal!) hammock supports up to 400 pounds. For $100 you’ll also receive two nautical grade locking carabiners and two 20′-long bungee cords for hanging the hammock.
Pizzeria Pronto Outdoor Pizza Oven
The Pizzeria Pronto is a deluxe outdoor pizza oven that is lightweight, portable, and safe on any surface. Hook up a propane tank, pre-heat the device for 10 minutes and cook your favorite pizza! With temperatures up to 700°F, you can cook a pizza in only five minutes. The Pizzeria Pronto also ships with two 14″ baking stones for a more even cooking experience.
GSI Outdoors Vortex Blender (Hand Cranked)
The GSI Outdoors Vortex Blender is a must-have luxury camping item if you lack an electrical outlet or you want to feel like a camper while still making margaritas and other cold-chilled drinks. This $99 blender allows users to hand crank all of their favorite drinks with ease. The blender uses a two-speed gear system to crush ice and blend drinks in seconds. With a stainless steel blade and a nearly impossible to break container, this is a must have for serious concert campers.
GRUB HUB Camp Kitchen
Want to cook for a ton of people but not deal with a bunch of cooking equipment? The Grub Hub camp kitchen offers a full suite of helpful tools all in the size of a suitcase. Alongside a two burner stovetop the camp kitchen also includes two air dry bags, three stakes, three adjustable shelves, a folding sink, and a spatula rack.
Trailer Hitch Camping Chairs
If you own a truck with a trailer hitch you should never leave home without the Hammaka Trailer Hitch Stand with Hammaka Chairs. For less than $300 you can relax in style with two fabric chairs that easily attach to an aluminum stand. You also receive arm and foot rests to ensure a comfortable experience as you listen to your favorite bands.
Coleman InstaStart Carafe Coffeemaker
If you can’t live without your coffee and the thought of “instant” coffee makes your stomach churn, you can perk up a bit with the realization that Coleman makes a propane fueled instant start coffeemaker. With this gadget, you can make a fully brewed cup of coffee in just 18 minutes. You can even pause the brewing process and poor a fresh cup of coffee in the middle of filling a full pot. The InstaStart Carafe makes up to 10-cups of coffee in a single cycle, providing coffee for everyone you’ve brought along to your favorite music festival. You can brew about 4.5 hours worth of coffee on a single Coleman 16.4oz propane tank.
Camco 41541 Portable Toilet – 5.3 gallon
Never find another tree to squat behind again. The Camco 41541 Portable Toilet lets you easily transport a 5.0-gallon tank anywhere you go. The toilet features a prismatic tank level indicator and was built to remain sturdy for many music festivals to come. The toilet even features a powerful push-button pressurized flush with an adult-sized seat.
Two Bottle Bartender’s Cocktail Bar Travel Bar with Tools
For the sophisticated music festival attendee, there’s the two bottle bartender’s cocktail bar. The all black executive style travel bar leaves room for two bottles of liquor and provides a combination lock, can opener, two serving/drinking 5oz glasses, and double sided jigger. Mix drinks like a pro and maybe even upgrade to a three bottle option with an included flask.
Lotus Belle Hybrid Tents
The massive Lotus Belle hybrid tent is available in diameters of 13ft and 16ft. With just a massive size you can easily fit a bed, changing area, and so much more. The tent is made from interchangeable mesh and PVC windows making it a great all season solution. The Lotus Belle also features a Velcro or Zip groundsheet to keep out the creepy crawlies. Deluxe tents from the company all feature two doors and ceiling vents for added airflow.
TImberland’s Snuggly Camp Shoes
Do you like to keep your feet warm and dry but still want the comfort of slippers? Try out the Timberland Radler Trail Camp shoes. These amazing sneakers are fleece-lined for barefoot comfort. They are also rugged with rubber treads. You can grab a pair for $65 which is an amazing deal if comfort is your forte.
Snow Peak Tulip Lantern
The Snow Peak Tulip Lantern offers a 250 Lumen LED bulb with various different settings from high to romantic lighting. The lantern offers a snake-like stem which can point the lantern in any direction. The lantern also features a continuous dimmer and a candle mode, which flickers in the breeze.
The Napsack by Poler Stuff
Here’s a fun twist on the traditional sleeping bag. The Napsack by Poler Stuff lets you unzip the sides and let your arms hang out. Snuggle up by the fire on a cold night or just stay warm when relaxing outdoors with family and friends. Your legs hang out the bottom of the sleeping bag while the rest of your body stays toasty warm. You can pick up the Knapsack for $130.
Sea To Summit Kitchen Sink
The Sea Summit Kitchen Sink is the easiest way to keep your dishes, pots, and pans clean and ready for their next use. This seam-sealed and leak-proof device features lightweight and strong Hypalon carry handles and a Delrin reinforced rim. It also features a micro stuff sack for convenient packing. You can pick up the Sea Summit Kitchen Sink for a very low $24.95.
The Cricket Trailer is perfect for campers who don’t have a truck to pull a trailer. The lightweight addition to your musical festival trip features a V-berth bed, lounge, and a full storage system with under-bed storage and a pop-up table. Despite its small size, you’ll have a 12 square foot countertop and six large cubbies in the kitchen. The trailer also offers 12-volt lighting for daytime and nighttime use.
Gregory Pack Deva 70 GZ (Solar Backpack)
Backpack maker Gregory has scored a homerun with the help of solar power expert Goal Zero. The Deva 70 GZ features a magnetized panel that flips open to showcase a Goal Zero Nomad 7 Plus solar panel. The 7-watt panel can power your smartphone and other small devices on the fly. If you plan to spend the day wandering around an event like Bonnaroo why not stay powered up while carrying all of your daily supplies. The backpack isn’t cheap at more than $400 but for hikers and people who attend music festivals on a regular basis, it’s a great find.
The Only Sleeping Bag You’ll Ever Need… Or Want
If you’re heading into a frozen tundra you most certainly need a Nemo sleeping bag. The company is known for creating some of the most rugged sleeping bags on the planet. This time around the company created the NEMO Concerto sleeping bag for a more luxurious use. The sleeping bag features 700-fill water-resistant down that’s rated for temps as low as 20 degrees. The bag also features a wide and rectangular feel that makes it incredibly comfortable. The Concerto comes with an integrated sheet and a built-in sleeve underneath that holds a sleeping pad securely in place. If you’re using this sleeping bag in warmer weather the down layer can be unsnapped on each side and rolled away. It’s not cheap at $400 but it’s definitely luxurious.
REI Kingdom Cot 3
The REI Kingdom Cot 3 offers the luxury you want when Glamping. The chair provides a plush support with plenty of room to stretch out, relax and slumber until the sun comes up. The chair is built with aluminum and steel tubing with a rugged powder-coated frame that the company promises will hold up for years. The chair also features a quilted top that is made from a quick-drying, water-resistant polyester fabric. The chair costs just $159.